• Privacy Policy
  • About Us
  • Contact Us
  • Home
  • Business
  • Computers
  • Gear
  • Real Estate
  • Review
  • Technology
No Result
View All Result
  • Home
  • Business
  • Computers
  • Gear
  • Real Estate
  • Review
  • Technology
No Result
View All Result
Cartographeum
No Result
View All Result

Allowed to share GPay customer transaction info with third parties with NPCI permission: Google to Bombay HC

Juliet Woodard by Juliet Woodard
September 24, 2020
Home Business
Share on FacebookShare on Twitter

Google has further contended that there are other TPAPs like GPay, but the petition has been “selectively filed” against it.

Google India Digital Services Pvt. Ltd., which operates the GPay app, has told the Delhi High Court that it is allowed to share customers transaction data with third parties with the prior permission of NPCI and payment service provider (PSP) banks.The submission has been made by Google in its affidavit filed before a Bench of Chief Justice D.N. Patel and Justice Prateek Jalan in response to a PIL seeking action against ‘Google Pay’ (GPay) for allegedly violating the RBI’s guidelines related to data localisation, storage and sharing.The High Court on September 24 listed the matter for hearing on November 10 as the Centre and Reserve Bank of India (RBI) have not filed their responses yet.Google, in its affidavit, has contended that under the Unified Payment Interface (UPI) procedural guidelines, issued by the National Payments Corporation of India (NPCI), apps like GPay are permitted to share customers transaction data with third parties and group companies with prior permission of NPCI and PSP banks.It has also said that GPay only stores ordinary customer data — like name, address, email ID and transaction related details — in accordance with the NPCI guidelines and not payment sensitive data like debit card number or UPI PIN.A customer’s payment sensitive data is stored only on the servers of the PSP bank, it has claimed.The affidavit was filed in response to the petition by advocate Abhishek Sharma who has sought a direction to Google not to share any data from UPI switch with any other party.Google has contended that it was complying with the NPCI procedural guidelines which govern functioning of all third party application providers (TPAPs) like GPay.It has also claimed that the petition was not maintainable as Mr. Sharma has available to him several alternate remedies like the customer care feature in the app or approaching the NPCI in accordance with the Payment and Settlement Systems Act of 2007 or asking RBI to exercise its supervisory jurisdiction.Google has further contended that there are other TPAPs like GPay, but the petition has been “selectively filed” against it.Mr. Sharma, in his plea, has also sought a direction to Google to give an undertaking to not store data on its app under UPI ecosystem and further not to share it with any third party, including its holding or parent company.The plea has claimed that the company was storing personal sensitive data in contravention of UPI procedural guidelines of October 2019, which allows such data to be stored only by PSP bank systems and not by any third party application.Google has denied the claim, saying customers’ payment sensitive data is stored with the PSP banks and GPay only accesses it in accordance with the guidelines.It has also denied the allegation that it accesses customers’ location to gain revenue from offering highly targeted or personalised advertising opportunities to advertisers.

Tags: customer dataGoogleGooglePayGPayNPCIpayment service providerPSPPSP banksrbithird partytransaction dataUnified Payment Interfaceupiuser data
Juliet Woodard

Juliet Woodard

Next Post
Vivo V20 SE With Snapdragon 665 SoC, Triple Rear Cameras Launched: Price, Specifications

Vivo V20 SE With Snapdragon 665 SoC, Triple Rear Cameras Launched: Price, Specifications

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Recommended.

Apple Facing Push Back From News Publishers Over App Store Terms

Apple May Reveal iPhone 12 Launch Date Later This Week

September 7, 2020
How Developments Are Helping Residents Celebrate

How Developments Are Helping Residents Celebrate

December 15, 2020

Trending.

Understanding Emergency Rental Assistance For Landlords And Tenants

Understanding Emergency Rental Assistance For Landlords And Tenants

January 27, 2021
Call of the mall – The Hindu

Call of the mall – The Hindu

October 16, 2020
Redmi 9, Oppo A53 2020, More Phones Launching in India Next Week

Redmi 9, Oppo A53 2020, More Phones Launching in India Next Week

August 21, 2020
Resident Evil Reboot Set for 2021, Casts Marvel, Umbrella Academy, Maze Runner Stars for Origin Story

Resident Evil Reboot Set for 2021, Casts Marvel, Umbrella Academy, Maze Runner Stars for Origin Story

October 11, 2020
Nirmala Sitharaman press meet live | Centre announces Atmanirbhar Bharat Rozgar Yojana for formal sector

Nirmala Sitharaman press meet updates | Finance Minister announces 12 schemes to boost economy

November 12, 2020

Cartographeum brings you the latest information about Tech,Real Estate & Business.

Follow Us

Categories

  • Business
  • Computers
  • Gear
  • Real Estate
  • Review
  • Technology
  • Uncategorized

Tags

Amazon Apple Watch 2 Bombay stock exchange BSE Business Buying Guides china closing trade coronavirus Covid COVID-19 currency dollar rate economy Finance Ministry foreign exchange forex gold india indian economy Indian stock market Industry iOS 10 lockdown luxury homes market and exchange markets nifty Nirmala Sitharaman NSE oil pandemic Playstation 4 Pro rbi real estate Reserve Bank of India rupee rupee rate Rupee value rupee vs dollar sensex Sillicon Valley stock exchange Stocks USD

Recent News

Contemporary Lakefront Estate In Austin, Texas Sells For A Record Price Tag

Contemporary Lakefront Estate In Austin, Texas Sells For A Record Price Tag

March 4, 2021
Rhode Island Company Turns Shipping Containers Into Accessory Dwelling Units

Rhode Island Company Turns Shipping Containers Into Accessory Dwelling Units

March 4, 2021
  • Privacy Policy
  • About Us
  • Contact Us

© 2021 JNews - Premium WordPress news & magazine theme by Jegtheme.

No Result
View All Result
  • Home
  • Review
  • Computers
  • Gear

© 2021 JNews - Premium WordPress news & magazine theme by Jegtheme.